If you are claiming the earned Income Tax Credit or the Child tax Credit and are expecting a refund, the IRS has been issuing refunds later. This line will be updated when information is available. Your refund will be available in your bank account or on any associated debit cards and may be used immediately.

Under the IRS laws, the IRS in unable to issue refunds to taxpayers claiming these tax credits before the middle of February. The IRS is required to hold the taxpayer's entire refund until this time, even the portion of the refund not originatiing with either of these two credits.

The reason for this is to give the IRS the time it needs to conduct anti-fraud procedures and detect any errors.

romgilbert.us / January 4, 2026 / (QBindinfo.htm)